Fer (carry, bring)
Fer
Latin ferre: to carry, to bring.
Ananya will transfer to a school in Pune next year.
Transfer
To carry or move something from one place to another.
Dad transferred the photos from his phone to the laptop.
Refer
To send someone to another source for help or information.
Our teacher referred us to the dictionary for the spelling.
Remember: Fer = carry: offer, differ, conference. Refer → referred (stress on FER, so double r), but REF-erence. Caution: ferry is a different, Old English word.